GM554 Payment Systems for Seniors

This course examines payment sources for senior health care services including: an introduction to health care financing, employment-related medical expense coverage and provided a thorough analysis of the alternatives available for senior clients to finance medical and long-term care. Topics include: consumer-directed health insurance plans for older clients, underwriting medical expense insurance and insuring the unhealthy, interim, supplemental, and ancillary medical expense insurance, medicare, medicare supplements, medicaid and veterans' benefits, the need for financing long-term care, caregivers and settings for long-term care, personal resources to meet long-term care needs, development of long-term care insurance, characteristics of individual long-term care insurance and the underwriting of long-term care insurance. Through case studies, threaded discussions, weekly assignments, and a class project students will analyze the impact of health care payment on employers, providers, consumers and society.